Students can also open an eSavings account and have the monthly maintenance fee waived. Additionally, this account waives up to two non-BB&T ATM fees each statement cycle. Student Checking: Students can open a checking account with no minimum opening deposit and no monthly fees.Bright Banking: This checking account allows customers to waive the $12 monthly fee by keeping a $1,500 average balance or having direct deposits of $500 or more.It requires a $50 minimum opening deposit and offers a flat monthly fee of $5. BB&T Fundamentals: This checking account is designed for people who are concerned about meeting balance or direct-deposit requirements.These include two standard checking accounts, a student account, a senior account, and a premium account. For most deposit accounts customers can choose from several options that fit their needs and budget.īB&T Bank customers have several options for their checking needs. Desire a savings account with no monthly feeĪs a large full-service regional bank, BB&T offers an extensive menu of accounts and services to its customers.Want a checking account with a low monthly fee.Are looking to open a checking or savings account with $100 or less.
Want a full-service bank that offers loans, deposits, and investments.Limited geographic footprint: The bank is growing its presence through acquisition, but it does not have any branches west of Texas.īB&T Bank should appeal to consumers living within the 17 states (and Washington, D.C.) where it has branches.Uncompetitive interest rates on deposit accounts: Although BB&T Bank offers tiered pricing on some of its deposit products, the interest rates that it offers are not competitive with other banks.They can open a standard CD, use promotional pricing, take advantage of rate changes, or lock in guaranteed annual rate increases. Flexible options with CDs: Customers have several options when opening a certificate of deposit (CD).The online-only eSavings account has no minimum balance requirements, and there is no minimum opening deposit. Savings account with no minimum deposit or monthly fees: In today’s low-interest-rate environment, it is important to be able to have a savings account without monthly fees offsetting the interest that you earn.This low minimum opening deposit makes it easier for customers to transition from their existing bank. Open a checking or savings account with $100 or less: Aside from the premium accounts, customers can open a checking or savings account with a required minimum deposit of $100 or less.BB&T is now bought by Truist Financial Corporation.
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